Types of General Liability Coverage
Hired and Non-Owned Auto Liability
Provides auto liability coverage for short-term auto rental or for employees using their personal car for business.
Employment-Related Practices Liability
Covers wrongful termination, wrongful refusal to employ, invasion of privacy or defamation claims made against you by an employee.
Fire Legal Liability
Provides coverage if your negligence causes fire damage to premises you rent or occupy with the landlord’s permission.
Directors and Officers Liability
Provides coverage for situations where a poor decision was made by a company’s board of directors or officers resulting in a claim for damage. Coverage can be provided for condominium associations, golf courses and churches.
Personal and Advertising Injury Coverage
Provides coverage for copyright infringement, libel and slander.
Product and Completed Operations Liability
Provides protection for bodily injury and property damage that occurs away from your premises that are caused by your products or your work. The amount of coverage and the level of risk depend on your business type.
Liquor Liability
Protects you against claims for injury for selling, serving or furnishing any alcoholic beverage during your business operations.
Vendor/Concessionaires/Food Truckers
As a concessionaire, exhibitor or vendor, specialty vendor insurance can help protect you against lawsuits. Your business will be protected against bodily injury and property damage claims that may arise from operations, premises, products, completed operations, advertising or personal injuries.
Lawn Care
Landscapers and other various lawn care businesses are often exposed to risks that can lead to accidents and financial loss. Landscaping insurance can protect your business from the potentially devastating effects that can result from those risks.
Brewery
When insuring a brewery we understand the risks unique to your industry. For example spoilage of perishable goods, equipment breakdowns, premise liability, liquor liability and leakage.
Truckers General Liability
As an owner and operator of your own truck and trucking business, your time is already split between navigating your business – and the road. We understand the importance of making it easy for you to make decisions about the specialized type of truck insurance you need, to protect what you’ve worked hard to build.
Cyber Liability
With cyber attacks becoming more frequent, there’s a growing chance that a business like yours will suffer a data breach or computer attack. That’s why you need protection to help offset the devastating effects it can have on your business from a financial and reputation standpoint.
Real Estate Errors and Omissions
From failure to disclose property defects to overlooked disclaimers to missed deadlines, real estate, title, and mortgage businesses have to be prepared for the potential financial impact from a wide range of risks.